Chengeta Diaspora was founded in 2021 with a mission to empower marginalised communities in South Africa by providing fairer access to essential financial services. We understand the barriers many face in obtaining basic services like funeral, life, medical, and legal cover due to income levels or immigration status. Our aim is to break down these barriers, ensuring that everyone has the opportunity to live a dignified and fulfilled life.
At the core of our values are access, affordability, and convenience. We believe that financial services should be within reach for all, not just a privileged few. That’s why we’re committed to offering solutions that ease the financial burden in times of need, whether it's dealing with the loss of a loved one, facing a medical emergency, or navigating legal challenges.
We are also excited to introduce our latest offering: Chengeta Connect. Chengeta Connect is designed to make life even more convenient and affordable for our clients. With Chengeta Connect, you can save on voice, SMS, airtime, and data with bundles that never expire. Plus, enjoy the convenience of everyday transactions—sending and receiving EFTs, making cardless cash withdrawals, receiving ATM deposits, and accessing our marketplace to pay bills, buy electricity, and more. For clients who need a physical debit card for everyday transactions at POS, ATMs, and online purchases, we’ve partnered with PayDNA to offer the PayDNA Mastercard as part of Chengeta Connect.
Chengeta Diaspora is committed to being a reliable partner in your journey, providing the services and tools you need to navigate life with dignity and ease. We're here to ensure that you and your family have access to the financial support and convenience that makes life a little bit easier.
Join our revolution!
Refer a friend to sign up with us! All you need to do is type in your name and phone number as well as your friend or family member’s name and phone number and we will contact them to join. The great part is that for every 10 referred friends that sign up, you will receive R 150 on your mobile wallet!
Refer a Friend
The Chengeta Plan includes 11 benefits designed to make your life easier! When you sign up for one of our plans, you have access to amazing medical, legal, repatriation and funeral payout benefits! All 11 benefits are included in the monthly fee! You can select an individual plan that will cover you only or a family plan that will cover you and your family! The costs vary based on the different funeral cash payout options available. Click ‘Select Payout Option’ to choose your payout option.
In the event of death, the main member or beneficiary will receive a cash payout that will provide financial assistance during and after the funeral. On the side or below this benefit:
| Plan | Blue | Green | Red | Silver | Gold | Platinum |
|---|---|---|---|---|---|---|
| Individual | R40.00 | R50.00 | R60.00 | R70.00 | R80.00 | R99.00 |
| Family | R60.00 | R90.00 | R130.00 | R150.00 | R175.00 | R199.00 |
This benefit covers the principal member only. The payout will go to the specified beneficiary.
| Plan | Blue | Green | Red | Silver | Gold | Platinum |
|---|---|---|---|---|---|---|
| Payout | R5,000.00 | R10,000.00 | R15,000.00 | R20,000.00 | R25,000.00 | R30,000.00 |
| Monthly Cost | R40.00 | R50.00 | R60.00 | R70.00 | R80.00 | R99.00 |
This benefit covers the principal member, spouse and 4 dependent children.
| Plan | Blue | Green | Red | Silver | Gold | Platinum |
|---|---|---|---|---|---|---|
| Principal Member | R5,000.00 | R10,000.00 | R15,000.00 | R20,000.00 | R25,000.00 | R30,000.00 |
| Spouse | R5,000.00 | R10,000.00 | R10,000.00 | R10,000.00 | R15,000.00 | R20,000.00 |
| Child (14-21 yrs) | R5,000.00 | R10,000.00 | R10,000.00 | R10,000.00 | R15,000.00 | R20,000.00 |
| Child (6-13 yrs) | R2,500.00 | R5,000.00 | R5,000.00 | R5,000.00 | R7,500.00 | R7,500.00 |
| Child (1-5 yrs) | R1,250.00 | R2,500.00 | R2,500.00 | R2,500.00 | R3,750.00 | R3,750.00 |
| Child (0-11 months) | R750.00 | R1,500.00 | R1,500.00 | R1,500.00 | R2,250.00 | R2,250.00 |
N.B The payout amount that the beneficiary/principal member will receive is dependent on selected payout option and the dependent’s relationship to the principal member. e.g If a dependent who is between the ages of 6- and 13-years old passes on and the principal member has a Family Blue Option, the principal member or beneficiary will receive a payout of R2 500.
AMBULANCE - Should you have an accident resulting in injury, we will provide you with an ambulance to take you to the nearest medical facility.
MEDICAL CASUALTY BENEFIT - If you have been involved any sort of accident resulting in injury, we will cover your initial medical expenses up to R10 000 per incident.
CALL-A-DOCTOR - You will have access to a 24-hour helpline where a doctor or nurse can provide you with medical advice.
HIV MANAGEMENT - If you are in need of HIV/AIDS ARV treatment, we provide you with ARV therapy and advice based on your pathology results. Treatment will be at the nearest recommended medical facility.
HIV PREVENTION - If you have been accidentally exposed to HIV through assault or trauma, we will provide you with emergency evacuation, medical consultation, trauma counselling, blood tests and a 3-day starter pack.
CALL-A-LAWYER - If you have been arrested, you will have access to a lawyer who can assist you with bail of up to R1 500 should you need bail.
EXECUTOR - Our team of legal professionals will assist you with the winding down and consolidation of the estate of the principal member or beneficiaries should they pass on.
CLAIMS EXPERT - Our legal professionals will assist you with claims cases and to determine whether your claim is legitimate. Should it be legitimate, our legal team will assist you with the process until its completion.
LEGAL ADVICE - You will have access to a 24-hour helpline where our legal professionals will give you legal advice and assistance should you need it.
REPATRIATION - Should the principal member or any other beneficiary pass on, we will make the necessary arrangements for repatriation where the home for burial is more than 100 km from the current place of residence.
FUNERAL - In the event of death, the main member or beneficiary will receive a cash payout that will provide financial assistance during and after the funeral.
We offer wide range of financial services to help you keep your finances in order at affordable rate.
Unlock a world of savings and convenience with the Chengeta Connect SIM card. Our offerings are designed to give you more value for your money while keeping you connected.
Data Savings:
Save up to 40% on data with our special data packages. Choose from up to 14 affordable data bundles to suit your needs.
Non-Expiring Data:
Never worry about data expiry again with our discounted non-expiring data bundles.
Airtime Flexibility:
Forget about buying separate SMS/voice bundles. Make calls and send SMS directly from your airtime to any network at a flat rate—and your airtime never expires!
Chengeta Connect’s My Wallet feature lets you manage your finances seamlessly while enjoying exclusive rewards.
Instant Funds:
Receive instant funds from another Chengeta Connect Wallet
EFT Services:
Easily receive EFTs from any bank account
ATM Deposit:
Make hassle-free ATM deposits directly into your wallet.
Cardless Cash Withdrawals:
Securely withdraw cash without a card at Nedbank ATMs and over 7 retail points across the country
Bill Payments:
Pay EFTs to any bank account within South Africa and use our marketplace to pay your bills, DSTV, buy electricity, and more
Instant Transfers:
Transfer funds instantly to another Chengeta Connect Wallet
For clients needing a physical debit card, the PayDNA Card perfectly complements your Chengeta Connect experience.
Prepaid MasterCard:
A prepaid MasterCard linked to your Chengeta Connect for all your card needs!
Secure & Convenient:
Our prepaid card offers a secure, convenient solution that gives you more control while providing full functionality.
Shop Anywhere:
Use your PayDNA Card at all stores that accept MasterCard.
Online Payments:
Make online payments within South Africa.
Free Swipes:
Swipe at points of sale with no charge.
Cash Withdrawals:
Withdraw cash at any ATM in South Africa.
Cashback:
Get cashback at participating outlets.
Account Management:
View your balance and transaction history online.
SMS Notifications:
Receive SMS notifications for all transactions, keeping you informed and in control.
Our Videos
Chengeta Funeral Payout
Our 10 Benefits
Legal Assistance Benefits
For comments, complaints, enquiries and any other issues please contact us by completing and submitting the contact form here.